Build Your Best FUT 26 Squads: From 100K to 2.5 Million Coins

Time: 2025-12-12

If you're looking to maximize your EA FC 26 Ultimate Team experience on a budget, you've come to the right place. With the market fluctuating due to recent events like Black Friday and the Thunderstruck promo, player prices are all over the place. To help you navigate this dynamic landscape, YouTuber Team Gullit crafted five different squads tailored to budgets ranging from 100K to 2.5 million FIFA coins. And to make your squad-building journey smoother, MMOMAX—your trusted expert in EA FC 26 in-game currency and service provider—offers secure, affordable FIFA coins and reliable account services to help you unlock your dream team without the grind.

100K Coin Squad (4-5-1)

For those starting out or working with a tight budget, the 100K coin squad offers a competitive lineup in the 4-5-1 flat formation, one of the most effective setups in FC 26.

Goalkeeper: Chevalier
Defense: Frimpong (RB), Marquinhos (CB), Pacho (CB), Balde (LB)
Frimpong and Balde bring excellent pace at fullback positions for minimal cost, while Marquinhos and Pacho provide top-tier defensive capabilities for just 15K coins combined. Marquinhos, in particular, is still considered one of the top center-backs despite being a gold card.
Midfield: Caisedo (CM), Tijjani Reijnders (RCM), Vitinha (LCM), Rodrygo (RM), Salma Parallelo (LM)
Caisedo excels with his Pinged Pass, Intercept, and Tiki Taka playstyles, making him perfect for the central midfield role. Tijjani Reijnders offers box-to-box versatility, while Vitinha adds creativity as the attacking midfielder. Salma Parallelo is a budget-friendly option with blistering pace that mimics Mbappé's ability to destroy fullbacks.
Striker: Claudia Pina
Pina is an unmatched forward in this price range, offering consistent performance without needing further justification.

Starting with limited coins? MMOMAX’s cheap FIFA coins let you grab this entire squad without breaking the bank. We source coins through legitimate manual farming, ensuring secure transactions and fast delivery—so you can start competing right away.

300K Coin Squad (4-4-1-1)

For those with a bit more flexibility, the 300K coin squad shifts to a 4-4-1-1 formation to increase tactical options.

Goalkeeper: David Raya
A solid keeper for just 8.8K coins, Raya also helps with chemistry.
Defense: Kounde (RB), Saliba (CB), Marquinhos (CB), Nuno Mendes (LB)
Kounde is among the best defensive right-backs due to his physicality. Saliba partners with Marquinhos for a robust center-back pairing, while Nuno Mendes is a top-three left-back in the game.
Midfield: Tijjani Reijnders (RCM), Frankie de Jong (LCM), Nico Williams (RM), Kvaratskhelia (LM)
Reijnders and Frankie de Jong provide balance and control in midfield, while Kvaratskhelia offers technical ability and finishing prowess.
CAM: Bonmati
Bonmati adds flair and creativity as the central attacking midfielder—a steal at this budget level.
Striker: Claudia Pina
Pina remains irreplaceable at this price point.

To upgrade from the 100K squad or fund this lineup directly, MMOMAX’s FIFA coin services offer unbeatable value. Our prices are set after professional market research, so you get the most coins for your money—no hidden fees, just transparent deals.

500K Coin Squad (4-4-1-1)

The 500K coin squad introduces some exciting upgrades while maintaining the effective 4-4-1-1 formation.

Goalkeeper and Defense: Raya (GK), Timber (RCB), Marquinhos (LCB), Nuno Mendes (LB), Marcos Llorente (RB)
Timber brings excellent defensive stats and physicality.
Midfield: Caisedo (CM), Tijjani Reijnders (CM), Nico Williams (RM), and Reiten (LM)
Reiten's Finesse Shot+ playstyle makes her an invaluable asset post-patch, where goalkeeper movement has been nerfed.
CAM: Sissi
Sissi's upgraded icon card is a game-changer at this level, offering elite playmaking abilities for just over 180K coins.
Striker: Claudia Pina
A consistent performer who remains a staple across all budget levels.

Looking to get Sissi or other key upgrades quickly? MMOMAX’s fast delivery ensures you receive your coins in record time, so you can lock in player prices before the market shifts. Our secure website protects your personal information, and our 24/7 customer service team is always on hand to assist with any questions.

1 Million Coin Squad (4-5-1)

Stepping into the seven-figure range allows you to craft a truly competitive squad using the versatile 4-5-1 formation.

Goalkeeper and Defense: Courtois (GK), Diogo Dalot (RB), Eder Militao (RCB), Marquinhos (LCB), Alvaro Carreras (LB)
Diogo Dalot has the important Intercept and Quick Step playstyles, and Militao brings elite defensive attributes. Alvaro Carreras, with the Intercept playstyle, is one of the best defensive LBs in the game.
Midfield: Vitinha (RCM), Seger (CM), Bonmati (LCM), Pedro Neto (RM), Paralluelo (LM)
Seger's Intercept and Tiki Taka playstyles make her ideal for this setup. Pedro Neto is an underrated gem whose value far exceeds his cost. Parallelo's upgraded version brings even more explosiveness on the left flank.
Striker: Claudia Pina

With 1 million coins, you can dominate Ultimate Team matches—but farming that amount takes time. MMOMAX’s FIFA coin services let you skip the grind and invest in your squad immediately. We work with professional manual farming teams, so every coin is legitimate and safe for your account.

2.5 Million Coin Squad (4-5-1)

Finally, we reach the pinnacle of squad-building with a luxurious budget of 2.5 million coins. This team focuses on quality over quantity, with much of the budget allocated to one standout player.

Goalkeeper and Defense: Chevalier (GK), Kounde (CB), Marquinhos (CB), Alvaro Carreras (LB), Diogo Dalot (RB)
Midfield: Frankie de Jong (CM), Tijjani Reijnders (RCM), Bonmati (LCM), Pedro Neto (RM)
Strikers: Claudia Pina + Kylian Mbappé
Kylian Mbappé is a game-changing player who elevates this squad to new heights. His pace, finishing, and overall impact are unparalleled.

Owning Mbappé is a dream for many FUT players—and MMOMAX makes it achievable. Our 2.5M coin packages are priced competitively, and we support multiple payment methods (VISA, JCB, DISCOVER) for convenient transactions. Plus, our 24/7 customer service ensures a smooth experience from order to delivery.

Why Choose MMOMAX for EA FC 26 Ultimate Team?

At MMOMAX (https://www.mmomax.com/), we’re dedicated to enhancing your FUT experience with top-tier services:

Secure & Legitimate: We partner with professional manual farming teams and international suppliers, so all FIFA coins and services are safe, reliable, and compliant with EA’s terms—no bots or cheats.
Saving Money: Our prices are researched extensively to offer the best discounts, letting you get more coins and services with less money.
Fast Delivery: First-class efficiency and ample inventory mean we deliver your coins in minutes, not hours—so you can build your squad without delays.
24/7 Support: Our professional human customer service team is online around the clock to answer questions, resolve issues, and ensure you have the best shopping experience.
Privacy Protection: We respect your privacy and safeguard your personal information on our secure website, giving you peace of mind with every transaction.

Conclusion

Whether you're working with a modest 100K budget or splurging on a 2.5 million coin squad, these lineups provide optimal performance for their respective price points. Each team is designed with chemistry, balance, and playstyle in mind, ensuring you can compete effectively in EA FC 26 Ultimate Team.

As you build your squad, remember that these teams are also highly upgradeable. With better rewards or additional coins from MMOMAX, you can easily swap out players like Chevalier or Kounde for even higher-tier options.

Don’t let the grind hold you back—visit https://www.mmomax.com/ today to get affordable FIFA coins, secure account services, and everything you need to dominate EA FC 26 Ultimate Team. If you found this guide useful, share it with your fellow FUT fans and subscribe to Team Gullit's channel for more squad-building tips!